235M credit ship lost

madbill

madbill
Marek15 said:
True, the current insurance rules are a bit evil. If someone is unable to pay the rebuy cost then the ship should still be rebought but stored away and locked until the rebuy cost is paid.
This way a player might have to fly a sidewinder for some time again without actually losing the ship they bought.
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^^^ What he said. Genius idea.
 

dognosh

dognosh
Draxxen said:
Of course I know how insurance cost, and I have almost always had enough. Only just not this time. Just a couple runs would have taken care of it.
Murphy's Law.
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which is "Anything that can go wrong, will go wrong" , and you still took off without insurance ?
That sucks , but have absolutely 0 sympathy for you ,as you knew better.

Hope you don't pack it in , and stay with us :)
 

Philip Foster

P
SiriusSeven said:
This just occurred to me:

For the people arguing that the 5% deductible should be paid up front, it doesn't change much. Consider the following:

* You buy your ship, and pay your 5% deductible up front because the insurance company doesn't trust you (think deposit).
* You crash.
* You get your ship back, but you've lost your deposit. The insurance company trusts you even less.

Will they let you take off without another deposit?

If no: Then the system is exactly the same as right now, but ships cost more up front. (Though I suppose you could sell your ship if you can't pay the deposit -- since they won't let you take off with it anyways)

If yes: Then the system is exactly the same as right now, except ships cost more up front and you've got one mulligan. After that, you need to reserve money for deductibles again.

So things wouldn't be very different (reverting quickly to the way things are now), except we've removed the option for players to take calculated risks to progress faster.
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Indeed.

More to the point will the customer have the 5% deductible to pay for the rebuy on the new Connie? Up front? No? Sorry. No Connie then.

"No fair! You'd let me have it if I had the rebuy money sitting pretty in my bank account I'll bet".

"You bet correct. Good day to you sir. NEXT!"

Some people just don't think things through do they?
 

Draxxen

Draxxen
Philip Foster said:
Are you saying that the 600,000 cr loan limit should be raised across the board or just for people with big ships? Or are you saying that the insurance mechanic is okay for people with small ships but should be scrapped for people with big ships? Because it's too pricy and they can't afford it?

I am sorry to sound so cynical but I feel a flambé coming on.

If you can afford a fully tricked up Connie you can afford the insurance. If you can't afford the insurance for a fully tricked up Connie then you can't afford the fully tricked up Connie. This truism works for all ships in the game and can be carried over into real life too. How many ways can this be said?

Tell me please. How much was the Connie worth before you mullered it? What was your credit balance? What was the rebuy cost? What were your modules worth?

Try to be honest Because personally I think your biggest mistake was rage quitting without thinking through your options. I don't know this of course. It's just a hunch.
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I am saying the loan should be extended as an option to all ships' rebuy costs, but increasingly more expensive as the rebuy cost increase. I had sold all my other fully upgraded ships - Python, Fer-de-Lance and Asp - to test the Anaconda out. My Anaconda was worth 233M credits. My insurance rebuy cost was almost 12M. I did not have any other option than accepting the free Sidewinder because most of my rebuy money was sitting in my cargo (450 Imperial slaves). I took a risk, and was (severely) punished for it...
And I did not ragequit; I am flying my new Cobra fitted with cargo hulls to start the grind again.
 
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Stigbob

Stigbob
Draxxen said:
I am saying the loan should be extended as an option to all ships' rebuy costs, but increasingly more expensive as the rebuy cost increase. I had sold all my other fully upgraded ships - Python, Fer-de-Lance and Asp - to test the Anaconda out. My Anaconda was worth 233M credits. My insurance rebuy cost was almost 12M. I did not have any other option than accepting the free Sidewinder.
And I did not ragequit; I am flying my new Cobra fitted with cargo hulls to start the grind again.
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I hope its insured
 

BobbyConkers

B
Stigbob said:
Check balance exceeds rebuy prior to launch, even better idea.
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+1. I'm genuinely hoping that 'genius' is either being used with enormous irony, or it's been redefined to mean the exact opposite.

I mean seriously, how hard is this? If I lose my ship, it will cost x, so make sure I don't lose my ship without having x. Elite is already incredibly kind and generous (think I'll sell my battered old ship back for pretty much the purchase price), and some people still want their hands holding?

Game has 'dangerous' in the name, it's not Elite: Health and Safety.
 

SiriusSeven

S
Draxxen said:
I am saying the loan should be extended as an option to all ships' rebuy costs, but increasingly more expensive as the rebuy cost increase. I had sold all my other fully upgraded ships - Python, Fer-de-Lance and Asp - to test the Anaconda out. My Anaconda was worth 233M credits. My insurance rebuy cost was almost 12M. I did not have any other option than accepting the free Sidewinder.
And I did not ragequit; I am flying my new Cobra fitted with cargo hulls to start the grind again.
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We may disagree on how the insurance mechanic should work, but I'm glad you are still with us. And take some pride in the 17 page thread you've single-handedly spawned ;)
 

apraksis

A
I'm pretty sure that they will at least adjust this system as console player don't forgive so easy the lost of all progress due to a minor mistake as the casual PC player does. They already did with rising the insurance amount.
 

Philip Foster

P
Draxxen said:
I am saying the loan should be extended as an option to all ships' rebuy costs, but increasingly more expensive as the rebuy cost increase. I had sold all my other fully upgraded ships - Python, Fer-de-Lance and Asp - to test the Anaconda out. My Anaconda was worth 233M credits. My insurance rebuy cost was almost 12M. I did not have any other option than accepting the free Sidewinder because most of my rebuy money was sitting in my cargo (450 Imperial slaves). I took a risk, and was (severely) punished for it...
And I did not ragequit; I am flying my new Cobra fitted with cargo hulls to start the grind again.
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With respect to to my learned slaver (sorry) virtual slaver. An A5 shield in my Asp will cost me about 5m cr. How much was the shield worth in your Connie? Thrusters? FSD? Go on. Pick one. What would you have got if you sold one module, or maybe two before you rage quit and logged out? Enough to rebuy the Connie I'll bet.
 

Space Trucker

Banned
S
Draxxen said:
And I did not ragequit; I am flying my new Cobra fitted with cargo hulls to start the grind again.
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You're doing better than I did a few months ago. Was in a T9 and crashed it at a station and couldn't meet the rebuy cost by about 40k. So i rage quit for a month.

I still didn't come here to the forums and demand change. I got over it eventually and started over. Now I'm in a conda and don't fly without insurance. Which like i said earlier saved my ass. I crashed my conda a few hours ago and burned 17.2 million credits. But I'm still in my conda. I'm not happy with myself for costing myself 17.2 million credits in a really short moment of pure stupidity. But I wasn't anywhere near as mad as when i lost everything crashing my T9.

Always have insurance covered. After you've done that then crusade to have things in the game changed. Just seems odd to try and have something changed because it directly affected you and not because you didn't agree with it from the start. :p
 
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SiriusSeven

S
apraksis said:
I'm pretty sure that they will at least adjust this system as console player don't forgive so easy the lost of all progress due to a minor mistake as the casual PC player does. They already did with rising the insurance amount.
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Who do you think console players are? Dark Souls for the XBox 360 got excellent reviews, including an 8.3 user rating on metacritic, and it's not exactly a forgiving game. Sure, it might be an Apples to Oranges comparison, but we are the console gamers, and we like a little challenge.

Ok, I digress... back on topic.
 

Draxxen

Draxxen
Philip Foster said:
With respect to to my learned slaver (sorry) virtual slaver. An A5 shield in my Asp will cost me about 5m cr. How much was the shield worth in your Connie? Thrusters? FSD? Go on. Pick one. What would you have got if you sold one module, or maybe two before you rage quit and logged out? Enough to rebuy the Connie I'll bet.
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You can't sell modules off a wrecked ship.
 
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