You don't think that playing for a few months you should be able to achieve your goal?As someone who saw the ridiculous explosion of 'homes' in Ultima Online, I actually hope there is some kind of grind (effort) to product personal bases. It was so horrid that you would be running though the world, then lag out because the game was trying to load a dozen castles, of which only one of them was occupied. The rest were barriers to keep players from teleporting in to sneak into the castle.
The game economy was so broken in the beginning that every possible space to place a tent, cottage, estate or castle was quickly taken. This lead to people selling accounts for real money to acquire the otherwise non-existent virtual real-estate.
To date, FDEV has not demonstrated the ability to balance the game economy. I'd place money now that every newb just out of their sidewinders will have a planetary mega-city within a few months of the feature's release. FDEVs only advantage is that 400 billion stars means there is plenty of places for these vanity projects to spread.