Fdev needs to add a way to transfer credits between players in game just like most other MMOs.
This would immediately add new ways to play the game without much effort from their end.
For example. You could have someone mining while a few friends constantly run the cargo to stations to sell. Profits could be split at the end.
Missions, smuggling, piracy, etc could all immidately have new ways to play with dedicated fighters, haulers, etc without the need to make sure everyone has a fair way of amking money.
Even exobiology. I know my buddy and I have discussed going out into the black together but as we both work towards a fleet carrier, the first discovery bonus is important for us. It would be a game changer for everyone to be able to explore systems with a friend, scan exobiology together, and eventually return to the bubble and just split profits 50/50. One person will get the first discovery bonus sure, but we could split it and have a more fun time doing it even if not the most efficient.
This also gives a new reason to multicrew with friends and put use to some of the extra SLFs you can carry on certain ships (looking at you anaconda with one npc crew slot).
Elite is also far past the point of pay to win worries with the addition of new arx store ships as well as the game being a decade old at this point. Plus i feel like a lot of players play in solo or private, and if you play in open, credits are not what allow players to fully engineer their ships and become PVP meta builds, that is engineering mats.
I think this would not only open up the game to new roleplay/gameplay mechanics that dont require people to sacrifice credits, it would also allow new players who may be worried about the grind to get in the universe. It opens up new interactions between players in open who could work alongside strangers and require trust they will get paid. Strangers could help new players get up and running with a basic ship thats not the sidewinder. It allows myself and others to get friends involved who want to play but are 250+ hours behind in the credit grind than we are. Id happily spot my friend 50mil to buy a basic pve ship so he can join us.
Id love to hear other ideas of gameplay loops that could benefit from this, any issues im not thinking of, as well as if you support this because I truly think its about time this "feature" is added to the game especially with frontier working on revitalizing the game.