It could be like the black hole situation in the Netflix Lost in Space series - pretty much fine for years, but a mandatory extinction event every so often - long enough for life to keep developing over and over, but to be killed off very soon afterwardsIf there's a planet in a stable orbit 0.07AU from the black hole, I doubt it's having any effect on the star except as part of perfectly standard binary orbit.
What I'd be more interested in is what would happen to the planet when the black hole eclipses the secondary star.
Even if the orbit of the planet around the black hole isn't on the same orbital plane as the binary black hole / star pair, this would still happen on a periodic basis.
Does gravitational lensing of the black hole mean that the planet gets doused with an excess of EM radiation from the star during these eclipses?
That might mean that you could terraform this planet, but you might need to do it again after one of these events kills everything and damages the atmosphere.