I think you're touching on a valid point.
The FC was originally meant for squadrons. At least that's the impression I had in the early days. But after complains or because they didn't want single person squadrons, they now changed it to be single player owned.
And that caused a problem, becase the FC was probably also thought of being expensive from start, and if a squadron owned it, it wouldn't be an issue to buy, upkeep, refuel, etc. But now because it's a single-player item, the price, upkeep, and fuel is suddenly an issue for single players.
This is probably a reason to why I don't think they should lower the price or change the upkeep at all. It's nice to have something really up there, a bit far away to reach for and work towards. But they need to add features and functions that relates to squadrons still, like discounts for friends/squaddies, or limit access to black market to public, etc.