So its essentially a pre-pay system. Cash up front.If this is "creating parity" across all platforms, then the answer is a frustrating "no." I've often been in that exact position as an XBox CMDR. I only want the one skin that's 100 Frontier Points, but the cheapest/smallest bundle they sell is 500. So I pay $5 when I only wanted to pay $1....but there is the added surprise benefit of occasionally forgetting you had a point balance and treating yourself to something that "feels free" even though it isn't.
I'd like to see the current front store mechanic remain and ARX points be an addition, but not the only option.