The Cobra IV has perfect turret mounts. You can't get much more perfect hardpoint placement than on the Cobra IV.
Great ship for a pilot and a gunner.
The Cobra MK.IV has perfect hardpoint placement for fixed weapons but she can't move.
She has a movement that acquires turrets but these ones are not good on her since all hardpoints are on top. Nothing like 360 degree, more like 180 degree firing arc. With turrets she feels like crippled. The Cobra MK.IV misses agility and 2 utilitys to become a superior ship. But that's not intended since she isn't available for all people.
To OP
I HOPE that there will be much more features relating multicrew in the future. The only situation, where i wanted to have more people on my ship was when assaulting ground bases. Yet this will be impossible since crew can't use SRV's and can't take ober the Helm role. There is only the HOPE that it will be adressed in the FUTURE
As it stands now, i doubt that i will have use for multicrew. Especially since the gunner is allowed to use chaff and scb/heatsinks, and i don't wanna see people wasting my defence too early or through panic "omg shields low!"
Stay out of my controls!