it is? o.0 Doesn't it just mean somebody that wants an easy game with no consequences? I didn't know you couldn't use that term here. Sorry, I didn't read post #1 on this thread.
Its mainly a matter of context and intent. I mean, when you are down the pub with your mates, its quite normal to call each other names as a term of endearment that would get you a punch to the face if you said it to a stranger on the street.
The word carebare on these forums has been repeatedly used as a form of insult by Open proponents for a long time to refer to those who prefer PvE. Therefore it is considered an insult even if not used by that.
In short, people define words by their use in English and meanings can change over time. Its not like the French who have a governing body which says "This is the word and this is what it means". A classic example of this is the word "gay". For non-native speakers you might be interested to know this word initially meant being happy, and if you watch old films or advertisements, you might see someone saying they are gay. Back in the 50s there was a brilliant commercial for something like a washing powder that was called Gay.
The woman in the advert is saying how she gets the house so clean with a little help from her gay friend... which of course to a modern audience is totally hilarious.
Other interesting ones are:
Goodbye: Is a contraction which comes from God be with ye.
Evil: Which initially didn't have the same extent of meaning, and could instead refer to something that was just simply bad or broken, and as a noun in ye olde English to refer to a sickness.
OK: oll korrect (or all correct).
Jeep: Army contraction for General Purpose Vehicle. G.P.
That is your etemology lesson for today