"A few months" IS a huge investment. And completely unneccesarry for certain playstyles. I have a free Epic Alt that I envisioned as a pure explorer. I engineered exactly the one thing neccessary: The FSD. I did some missions and a bit of mining to buy a Phantom, gathered the materials for my visit to Felicity and to unlock the booster, and off I went - he is somewhere between Colonia and Sag A* at the moment. Casually, that took me a few weeks (two, maybe three, I think?) to prepare. Imagine the horror if I had to spend months preparing for some lunatic that wants to blow me up for the lolz when I return to civilization.
Hands off my solo. I don't want to play with people who's only goal is to blow me up.