It's an amazing game, and now that I know what to look for, I can manually save before entering a potential "situation" like this. It's also still a relatively new game, and I'm more forgiving of bugs in new games than older games.I've heard of problems with the game such as you describe. Getting a bounty for no apparent reason. Even getting a bounty for bumping into an NPC while walking around. Also for defending yourself in town when someone picks a fight with you.
I was hoping these problems were fixed by now. Oh well, it still is a good game on the flip side.
Again, thanks for the update.