Insurance system is terrible and is ruining the game. FACT!

The way insurance is handled in the game is terrible and is absolutely destroying my sense of immersion.

Why is it when I need to claim on insurance, the claim is resolved instantaneously? Huh, as if that ever happens, its simply completely unrealistic. Why do I not have to fill in a claim form? Ideally the claim form would be extremely byzantine and require real in game legal and administrative skills to master, as it is the way insurance is handled is simply a I win claim button. No one wants I win buttons is a game like ED, no one and I can say that with 100% certainty. Also why I am given cover by default, why am I not allowed to choose my provider? I should be able to search through several offers offered by an aggregating service all replete with small print and exceptions etc, ED is meant to be dangerous, well nothing is more dangerous than flying without adequate cover, or cover that will not be fulfilled because yes as it happens you are using your vehicle for commercial purposes, its all there in black and white, cover is for domestic use only. As it is we can all be safe and cozy care bears all 100% sure our insurance will cover any eventuality. Pandering to the Noobs at its worst.

Also Dave from Accounts plays the game, if the in game chat and multi player systems were better, I would be able to hook up with him and let him handle my claims and I would be able to reward him in a less clumsy way then jettisoning slave canisters in the nearest anarchy system.

Given the massive successes of the Indy hit Papers Please, its obvious that 99.9999% of players would appreciate more, much more corporate bureaucracy in the game. Yea there may be a small minority of players who would be put off by such complexity, well the game is 100% not for them anyway.
 
But then surely we'd need other financial/bureaucratic services?

"Are you the victim of careless docking bay boosting noobs? Have you slipped and fallen into a star's gravity well immediately after a jump? Then call NotQuiteEliteEnuff personal injury lawyers..."
 
Have a +1 for your well thought out post...

However... for trying to inject everything I hate into this game - have a slap! :D
 
"Insurance system is terrible and is ruining the game. OPINION!
Fixed that for ya.


My bad, I must have had my jump to conclusions mat too close by. Joke detected eventually....
 
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I'm in the insurance industry and the general recommendation is to not have you ship destroyed in the first place.

After that we have to go through policy coverage, thumb twiddling, prevarication and then part payment 18 months later....
 
Oh boy... I can't wait for the paper pusher expansion pack.

Quick question: Will it support Solo play? I'd hate for other players to take their vacations on my intended days and forcing me to stay in the office.
 
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