The insurance is payed for when you buy the ship. What you pay for upon destruction is the rebuy cost of the insured ship. Your deductible, if you will.Seems like the insurance system works fine. IRL insurance companies wont let you purchase insurance retroactive to an accident. I think the insurance system in this game is very simple to understand. Use this tool (http://www.edshipyard.com/) before you purchase if you cant afford to lose it.
You will lose the ship; you will not be able to pay the deductible at a later time. Please keep that in mind always. And plan ahead; make sure you can cover more than one crash.So If I have a 80 Million dollar ship, and it gets blown up and I dont have the $ for insurance. Do I loose it totally or will I have the option to buy it back once I meet the insurance cost?
Never take a chance with a ship that expensive. You may be tempted, thinking you're not off by that much, and that one last trade run would get you the credits you need to cover the insurance, so why not go ahead and get that upgrade? After all, you can make enough on the next run to cover the rebuy, and what's the worst that can happen, right?
See that empty chair on your flight deck? Mr. Murphy owns that chair. You may not always see him in that chair, but I guarantee you that either he, or someone in his nefarious family is always riding shotgun with you. They're malicious. They're borderline psycotic, and definitely psycopathic. They're always watching. And they do not like you.
The Murphy clan waters their garden with the tears of pilots who thought they were smart enough to run without insurance and get away with it. It's a very lush garden, full of green, seemingly peaceful and full of life. Until you look a little closer and see all of the thorns, the puncturevine plants, and other assorted weeds and poisonous flora. All of them growing on flowerbeds strewn with the bones of pilots that weren't quite as quick or as smart as they thought they were.
So what's the worst that can happen, you ask?
You could be the next resident of that garden, that's what.
Don't fly what you can't buy.
Nicely put CDR Valethar
You just won the internet.
Never take a chance with a ship that expensive. You may be tempted, thinking you're not off by that much, and that one last trade run would get you the credits you need to cover the insurance, so why not go ahead and get that upgrade? After all, you can make enough on the next run to cover the rebuy, and what's the worst that can happen, right?
See that empty chair on your flight deck? Mr. Murphy owns that chair. You may not always see him in that chair, but I guarantee you that either he, or someone in his nefarious family is always riding shotgun with you. They're malicious. They're borderline psycotic, and definitely psycopathic. They're always watching. And they do not like you.
The Murphy clan waters their garden with the tears of pilots who thought they were smart enough to run without insurance and get away with it. It's a very lush garden, full of green, seemingly peaceful and full of life. Until you look a little closer and see all of the thorns, the puncturevine plants, and other assorted weeds and poisonous flora. All of them growing on flowerbeds strewn with the bones of pilots that weren't quite as quick or as smart as they thought they were.
So what's the worst that can happen, you ask?
You could be the next resident of that garden, that's what.
Don't fly what you can't buy.
I actually died in a ship without money for insurance and no it did not put me in a sidewinder. It just gave me the option of taking out a loan that took 10% off everything i earned till it was paid off?
I actually died in a ship without money for insurance and no it did not put me in a sidewinder. It just gave me the option of taking out a loan that took 10% off everything i earned till it was paid off?
Guess you're a poet and just didn't know it. Wonderfully visual post.Never take a chance with a ship that expensive. You may be tempted, thinking you're not off by that much, and that one last trade run would get you the credits you need to cover the insurance, so why not go ahead and get that upgrade? After all, you can make enough on the next run to cover the rebuy, and what's the worst that can happen, right?
See that empty chair on your flight deck? Mr. Murphy owns that chair. You may not always see him in that chair, but I guarantee you that either he, or someone in his nefarious family is always riding shotgun with you. They're malicious. They're borderline psycotic, and definitely psycopathic. They're always watching. And they do not like you.
The Murphy clan waters their garden with the tears of pilots who thought they were smart enough to run without insurance and get away with it. It's a very lush garden, full of green, seemingly peaceful and full of life. Until you look a little closer and see all of the thorns, the puncturevine plants, and other assorted weeds and poisonous flora. All of them growing on flowerbeds strewn with the bones of pilots that weren't quite as quick or as smart as they thought they were.
So what's the worst that can happen, you ask?
You could be the next resident of that garden, that's what.
Don't fly what you can't buy.
The Murphy clan waters their garden with the tears of pilots who thought they were smart enough to run without insurance.
Never take a chance with a ship that expensive. You may be tempted, thinking you're not off by that much, and that one last trade run would get you the credits you need to cover the insurance, so why not go ahead and get that upgrade? After all, you can make enough on the next run to cover the rebuy, and what's the worst that can happen, right?
See that empty chair on your flight deck? Mr. Murphy owns that chair. You may not always see him in that chair, but I guarantee you that either he, or someone in his nefarious family is always riding shotgun with you. They're malicious. They're borderline psycotic, and definitely psycopathic. They're always watching. And they do not like you.
The Murphy clan waters their garden with the tears of pilots who thought they were smart enough to run without insurance and get away with it. It's a very lush garden, full of green, seemingly peaceful and full of life. Until you look a little closer and see all of the thorns, the puncturevine plants, and other assorted weeds and poisonous flora. All of them growing on flowerbeds strewn with the bones of pilots that weren't quite as quick or as smart as they thought they were.
So what's the worst that can happen, you ask?
You could be the next resident of that garden, that's what.
Don't fly what you can't buy.
Never take a chance with a ship that expensive. You may be tempted, thinking you're not off by that much, and that one last trade run would get you the credits you need to cover the insurance, so why not go ahead and get that upgrade? After all, you can make enough on the next run to cover the rebuy, and what's the worst that can happen, right?
See that empty chair on your flight deck? Mr. Murphy owns that chair. You may not always see him in that chair, but I guarantee you that either he, or someone in his nefarious family is always riding shotgun with you. They're malicious. They're borderline psycotic, and definitely psycopathic. They're always watching. And they do not like you.
The Murphy clan waters their garden with the tears of pilots who thought they were smart enough to run without insurance and get away with it. It's a very lush garden, full of green, seemingly peaceful and full of life. Until you look a little closer and see all of the thorns, the puncturevine plants, and other assorted weeds and poisonous flora. All of them growing on flowerbeds strewn with the bones of pilots that weren't quite as quick or as smart as they thought they were.
So what's the worst that can happen, you ask?
You could be the next resident of that garden, that's what.
Don't fly what you can't buy.