Question on losing Ship

So If I have a 80 Million dollar ship, and it gets blown up and I dont have the $ for insurance. Do I loose it totally or will I have the option to buy it back once I meet the insurance cost?
 
You'll lose the Ship, and be back in a shiny new Sidewinder.

You still keep what ships you had stored, and your current credits.
 
Seems like the insurance system works fine. IRL insurance companies wont let you purchase insurance retroactive to an accident. I think the insurance system in this game is very simple to understand. Use this tool (http://www.edshipyard.com/) before you purchase if you cant afford to lose it.
 
Never take a chance with a ship that expensive. You may be tempted, thinking you're not off by that much, and that one last trade run would get you the credits you need to cover the insurance, so why not go ahead and get that upgrade? After all, you can make enough on the next run to cover the rebuy, and what's the worst that can happen, right?

See that empty chair on your flight deck? Mr. Murphy owns that chair. You may not always see him in that chair, but I guarantee you that either he, or someone in his nefarious family is always riding shotgun with you. They're malicious. They're borderline psycotic, and definitely psycopathic. They're always watching. And they do not like you.

The Murphy clan waters their garden with the tears of pilots who thought they were smart enough to run without insurance and get away with it. It's a very lush garden, full of green, seemingly peaceful and full of life. Until you look a little closer and see all of the thorns, the puncturevine plants, and other assorted weeds and poisonous flora. All of them growing on flowerbeds strewn with the bones of pilots that weren't quite as quick or as smart as they thought they were.

So what's the worst that can happen, you ask?

You could be the next resident of that garden, that's what.

Don't fly what you can't buy.
 
Seems like the insurance system works fine. IRL insurance companies wont let you purchase insurance retroactive to an accident. I think the insurance system in this game is very simple to understand. Use this tool (http://www.edshipyard.com/) before you purchase if you cant afford to lose it.
The insurance is payed for when you buy the ship. What you pay for upon destruction is the rebuy cost of the insured ship. Your deductible, if you will.

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So If I have a 80 Million dollar ship, and it gets blown up and I dont have the $ for insurance. Do I loose it totally or will I have the option to buy it back once I meet the insurance cost?
You will lose the ship; you will not be able to pay the deductible at a later time. Please keep that in mind always. And plan ahead; make sure you can cover more than one crash.
 
Never take a chance with a ship that expensive. You may be tempted, thinking you're not off by that much, and that one last trade run would get you the credits you need to cover the insurance, so why not go ahead and get that upgrade? After all, you can make enough on the next run to cover the rebuy, and what's the worst that can happen, right?

See that empty chair on your flight deck? Mr. Murphy owns that chair. You may not always see him in that chair, but I guarantee you that either he, or someone in his nefarious family is always riding shotgun with you. They're malicious. They're borderline psycotic, and definitely psycopathic. They're always watching. And they do not like you.



The Murphy clan waters their garden with the tears of pilots who thought they were smart enough to run without insurance and get away with it. It's a very lush garden, full of green, seemingly peaceful and full of life. Until you look a little closer and see all of the thorns, the puncturevine plants, and other assorted weeds and poisonous flora. All of them growing on flowerbeds strewn with the bones of pilots that weren't quite as quick or as smart as they thought they were.

So what's the worst that can happen, you ask?

You could be the next resident of that garden, that's what.

Don't fly what you can't buy.

You just won the internet.
 
Never take a chance with a ship that expensive. You may be tempted, thinking you're not off by that much, and that one last trade run would get you the credits you need to cover the insurance, so why not go ahead and get that upgrade? After all, you can make enough on the next run to cover the rebuy, and what's the worst that can happen, right?

See that empty chair on your flight deck? Mr. Murphy owns that chair. You may not always see him in that chair, but I guarantee you that either he, or someone in his nefarious family is always riding shotgun with you. They're malicious. They're borderline psycotic, and definitely psycopathic. They're always watching. And they do not like you.

The Murphy clan waters their garden with the tears of pilots who thought they were smart enough to run without insurance and get away with it. It's a very lush garden, full of green, seemingly peaceful and full of life. Until you look a little closer and see all of the thorns, the puncturevine plants, and other assorted weeds and poisonous flora. All of them growing on flowerbeds strewn with the bones of pilots that weren't quite as quick or as smart as they thought they were.

So what's the worst that can happen, you ask?

You could be the next resident of that garden, that's what.

Don't fly what you can't buy.

So eloquently stated..

You definitely made me smile through my tears...

Cheers
RJ
 
There's an asteroid out there with your name on it, infact there is a whole succession of them, just waiting to jump out in front of you!
 
I actually died in a ship without money for insurance and no it did not put me in a sidewinder. It just gave me the option of taking out a loan that took 10% off everything i earned till it was paid off?
 
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I actually died in a ship without money for insurance and no it did not put me in a sidewinder. It just gave me the option of taking out a loan that took 10% off everything i earned till it was paid off?

The loan isnt endless..
It will only cover you up to about 100K IIRC (its changed and it is dependant on ranking) But im pretty sure it wont cover you for an 80 mil ship.

Generally it should cover you in upto anything about cobra sized, but beyond that, its doubtfull.
At the end of the day, it just isnt worth the risk...
 
Never take a chance with a ship that expensive. You may be tempted, thinking you're not off by that much, and that one last trade run would get you the credits you need to cover the insurance, so why not go ahead and get that upgrade? After all, you can make enough on the next run to cover the rebuy, and what's the worst that can happen, right?

See that empty chair on your flight deck? Mr. Murphy owns that chair. You may not always see him in that chair, but I guarantee you that either he, or someone in his nefarious family is always riding shotgun with you. They're malicious. They're borderline psycotic, and definitely psycopathic. They're always watching. And they do not like you.

The Murphy clan waters their garden with the tears of pilots who thought they were smart enough to run without insurance and get away with it. It's a very lush garden, full of green, seemingly peaceful and full of life. Until you look a little closer and see all of the thorns, the puncturevine plants, and other assorted weeds and poisonous flora. All of them growing on flowerbeds strewn with the bones of pilots that weren't quite as quick or as smart as they thought they were.

So what's the worst that can happen, you ask?

You could be the next resident of that garden, that's what.

Don't fly what you can't buy.
Guess you're a poet and just didn't know it. Wonderfully visual post.
 
A good rule of thumb is always have 'Rebuy times two' plus whatever you need to trade (if you trade).

So if your rebuy is 50,000cr, then you should always have at least 100,000cr in your balance.
 
Never take a chance with a ship that expensive. You may be tempted, thinking you're not off by that much, and that one last trade run would get you the credits you need to cover the insurance, so why not go ahead and get that upgrade? After all, you can make enough on the next run to cover the rebuy, and what's the worst that can happen, right?

See that empty chair on your flight deck? Mr. Murphy owns that chair. You may not always see him in that chair, but I guarantee you that either he, or someone in his nefarious family is always riding shotgun with you. They're malicious. They're borderline psycotic, and definitely psycopathic. They're always watching. And they do not like you.

The Murphy clan waters their garden with the tears of pilots who thought they were smart enough to run without insurance and get away with it. It's a very lush garden, full of green, seemingly peaceful and full of life. Until you look a little closer and see all of the thorns, the puncturevine plants, and other assorted weeds and poisonous flora. All of them growing on flowerbeds strewn with the bones of pilots that weren't quite as quick or as smart as they thought they were.

So what's the worst that can happen, you ask?

You could be the next resident of that garden, that's what.

Don't fly what you can't buy.

+1 That was amazing. Also I just saw your Rep bars increase! Congratulations on your promotion commander.

On-topic: If your ship blows up and you don't have the money to cover the costs you will lose that ship. Someone made a thread recently that they lost their Anaconda and the three months it took to gain it. Don't fly the risk, get insurance.
 
I loved fly my Anaconda without insurance when it just got it, all because I was smart enough to run without insurance and get away with it, lol. I did like that since Asp, T7, Phyton, Anaconda... Not like I was lucky or something, im just know how to fly.

The Murphy law aint apply to me, few others as well, but most seems affected by it :D
 
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Never take a chance with a ship that expensive. You may be tempted, thinking you're not off by that much, and that one last trade run would get you the credits you need to cover the insurance, so why not go ahead and get that upgrade? After all, you can make enough on the next run to cover the rebuy, and what's the worst that can happen, right?

See that empty chair on your flight deck? Mr. Murphy owns that chair. You may not always see him in that chair, but I guarantee you that either he, or someone in his nefarious family is always riding shotgun with you. They're malicious. They're borderline psycotic, and definitely psycopathic. They're always watching. And they do not like you.

The Murphy clan waters their garden with the tears of pilots who thought they were smart enough to run without insurance and get away with it. It's a very lush garden, full of green, seemingly peaceful and full of life. Until you look a little closer and see all of the thorns, the puncturevine plants, and other assorted weeds and poisonous flora. All of them growing on flowerbeds strewn with the bones of pilots that weren't quite as quick or as smart as they thought they were.

So what's the worst that can happen, you ask?

You could be the next resident of that garden, that's what.

Don't fly what you can't buy.


Brilliantly put +1 rep

I guess I'll be sticking all my used gum to that chair next to me, just for the enjoyment of Mr Murphy. =)
 
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