Where, 10,000Ly from the bubble, was he to stop and cash in exactly?
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OP, I am so sorry, that must be devastating, and I honestly wouldn't blame you one bit for not coming back to the game if that is your choice.
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I am constantly left scratching my head as to why the punishment for death is so astronomically, disproportionately higher for the lowest paid profession which demands that you run a skeleton loadout even on exploration dedicated ships. There is no way to not be easy meat on your way back, you have no integrity, you have no way to know what to expect, you have no way to equip sufficient defense unless you happen to be flying an anaconda for exploration kitted out for combat that may or may not happen the 0.01% of your time you'll spend exposed to it and you are faced with a complete and total loss of everything, not just the money, the data, the rank progress, all of it.
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Good thing we never lose all this phosphorus and sulfur, that would be really punishing....yeah right...
Umm... I thought from reading the OP was back inside of civilised space after a 4 month journey...
I too feel a lot of empathy for the OP, it's not the ship rebuy nor is it the credits that would be on the OP's mind and I think anyone who thinks thats all it is has never done any real explorering...
It's the lost time, its the loss of first discoveries, its the loss of rank that impact the most on explorers who get killed before being able to sell their data...
There is zero reason to need to run a skeleton loadout, people that choose to do this... I feel, make a rod for their own backs...
My Asp Explorer has shields, weapons, and some defenses (chaff and pdt), AMFU, heatsinks, ADS, DSS, Scoop, and has had that loadout since I built the ship many months ago, as well as now having an SRV Bay and cargo space since horizons release... There is no reason not to carry these items beyond trying to 'maximise' jump range and that is a choice some people make.
Me, personally, I feel that if I am to invest time in an exploration journey, then I want to ensure that I have a chance of survivablility when I am heading back into civilised space after my journey out into the black has concluded, weather it be from PC or NPC as both can be equally dangerous when returning due to not engaging in 'combat' for quite some time when on extended trips...