What change please? You are asking for yet another reduction of insurance. At the moment, one only pays 5% of the total value of the ship. I believe the insurance company is in a serious depth. And reducing it to 10% of the current cost would be just 0.5% insurance. This is simply not Elite: Dangerous, this would be an arcade game for 12 year olds who start crying and pointing with a finger at the bully "He was so mean, Mommy!".
Grow up and either learn to defend yourself or just accept that you already have a blessing with just having to pay 5% of the value of your ship. But either way, start doing something else than posting on forums and/or reddit that Elite: Dangerous is too harsh. This is not only directed at the OP but everyone claiming that this game is unfair, too difficult or harsh or whatnot. The danger makes it exciting, without any loss, nothing would be dangerous or exciting. It's a simulation and not some shooter like battlefield or RPG like WoW where you just hit the respawn button and don't care about anything.
Grow up and either learn to defend yourself or just accept that you already have a blessing with just having to pay 5% of the value of your ship. But either way, start doing something else than posting on forums and/or reddit that Elite: Dangerous is too harsh. This is not only directed at the OP but everyone claiming that this game is unfair, too difficult or harsh or whatnot. The danger makes it exciting, without any loss, nothing would be dangerous or exciting. It's a simulation and not some shooter like battlefield or RPG like WoW where you just hit the respawn button and don't care about anything.
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