Way i see it......You have an Artic lorry full of blankets travelling down the M1 destined for the homeless and freezing people in say...........Derby, police pull you over for speeding! Still gotta pay the fine, and if you don't then just maybe your truck gets impounded until you do pay the fine + expenses.
Time scales are different, but the facts are the same. Do the crime, pay the fine!
If that happens we get a bill at home and not the whole car impounded. Might happen in weirdo country. But to egt your car immediately taken away you must do some serious dangerous stuff first.
lower fines should not directly lead into getting excluded, that isn't very logical at all.