Never happened to me (since Alpha) - but I feel your pain because I have lost a lot of ships and cargo due to my own fault. However, with all due respect, (and I actually do mean that) you need to increase your level of paranoia.
1. Ships don't explode for no reason. I know - it might seem like that - but truly - they don't! Could you have accidentally had silent running on? I don't know - but you do need to pay attention to your ship's condition and mode at all times. It's just good piloting.
2. You also need to improve your lookout skills. AI are stupid and selfish - they will fly right through you. So you need to give way to them which means you need to watch your radar. When exiting I would suggest keeping a little lower or higher than the straight line down the middle route because that is where the AI will go. Also watch outside because a ship on fast approach will also fly right through you.
In summary - it is all your fault. No point raising tickets or blaming the game.
There now - that wasn't so hard was it?
A disclaimer - I hope you don't take offence at my humour - I mean no disrespect - I'm just crazy!

