Ships Banshee bomber

Taking on the Banshees at Spire sites I use a Krait. This is fine for dealing with a Banshee with 4 scouts.
However against a Banshee at a settlement I find it gets overwhelmed by scouts and interceptors. Does anyone have a better option?
 
I just use 4 enhanced ax missile racks, and 1 advanced (tho I don't think it helps any) in a Krait MK2, glide in over the settlement and open up on the Banshee asap. Usually get hit with the shutdown missile thing once, soon as I'm back online, carry on spamming the missiles while in relatively close but above. Takes about 12-20 trigger pulls depending on my aim (I believe it's splash damage that gets it rather than direct hits?) which usually leaves me enough time to land and deploy SRV/disembark before an interceptor arrives.
 
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