Cost of Dying

Pul Myfinger

Pul Myfinger
:S I've searched but not found the full answers to these questions. Either didn't look hard enough or long enough or in the right places. There is lots of info on the forums about dying to reset bounties. I want to know fully what my liabilities are when I die.

So now I am Trading Rares and looking for fights along the way. I stop at Nav Beacons to Bounty Hunt and look to be interdicted while sun-scooping and in SCruise. "Hey, interdict me ... pleeeese!"
Oh, how I luv my KWS!

I haven't died since my SuiSidey days. I am close to moving into Open, so dying is a possibility (read: certainty)

1. Main question: when I die in the ED-verse, do I loose all my credits?

Assumptions (please correct and enlighten! )

Stored Ships:
2. ? I keep any 2nd, 3rd ... ships that I have stored. True ?

Rebuying with Insurance - loan - cash:
- If I have the correct and full amount of insurance, I can rebuy my 'active' ship to its former configuration
3. ? While the insurance covers 95%, where does the 5% come from?

4. ? is the 5% what the loan covers or does the 5% come out of pocket? ie, must have available credits

5. ? is the loan available only when I cannot pay out of pocket?

- I read something somewhere that seem to be saying that the loan against higher level ships does not fully cover the 5%.
6. ? If so, besides insurance and a loan, one must also have a chunk of change to pay out of pocket. True ?

7. ? if this is true, which ships are fully covered be the 95% insurance and the loan. Or if easier, which are not.

Credits (ie, Balance):
1. ? returning to my main question ... Does my Balance go to zero credits when I die or do I keep my Balance.

What I remember(?): When I began playing, when I died I could rebuy my SuiSidey, something about a loan that I didn't understand and my balance went to zero except for the 1,000 credits that I recieved.

As I have assumed that losing credits is true and keeping stored ships is true, I have 'invested in' and stored ships. Not a bad idea when selling a ship was at full value and zero loss. Now there is a sustantial penalty, so this plan is not so good anymore.
- If I don't lose my Balance, then no problem; keep credits liquid and available.
- If I do lose my Balance, then I should still invest in ships and just take the penalty.
...... or just don't die.

Thanks for help on this :). If others have related questions, please ask; I'm sure I haven't thought of all the angles to this.


EDIT: spellering :p
 
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Schmack

Schmack
Nothing changes from Solo to Open as far as any of that goes. It's just more real people. It's basically a big private group with no doorman.

You won't lose anything but your rebuy costs and any bounties you have either against you or for you (to be cashed in) at that moment. If you're doing a mission, you'll fail it. If you have scanned data from exploration, you'll lose it. You'll lose any cargo you have. You won't lose your bank account other than rebuy cost.
 

IceFire122

IceFire122
1. You do not die, but use an Escape Capsule back to the last station.
2. As you do not die for real, your cash is not affected by it, except:
3. To replace your ship, insurance will pay 95% of its value, if you are able to pay the remaining 5% with your available cash (5% sum is shown in game in right hand panel).
4. If you cannot pay with your own Cr, a loan will be given for the remaining sum.
5. The loan is limited, depending on your pilots federation rank.

On case your cash and loan is not sufficient to pay for insurance, you can choose to get a free, basic Sidey and 1000 Cr, but you will be transferred to your original starting position.
 
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Mr_Blastman

Mr_Blastman
Re-buy is 5% of your ship's value.

Look at your right screen in the ship (press 4), it says right there what your re-buy is.

You keep the rest of your credits net of rebuy and bounties on your head.

Join open. It is fun. Lots of nice people and when you get tired of them, you can shoot at them too!
 

Limpooka

L
Loan amount is usually only 200k. You can see on the right panel where your ranks are, and then cycle through the panes af few times. i think the panes are reputation, rebuy and loans, then statistics.

Have fun
 

Pul Myfinger

Pul Myfinger
It is great to be on the straight and true path. I see the light now

Most helpful. Thanks to everybody!

@ Mr_Blastman :: "You keep the rest of your credits net of rebuy and bounties on your head."

Thats probably why I thought ALL my credits were taken away which I see now was not true. I simply didn't have enough to have a remainder.

@ IceFire122 :: "You do not die, but use an Escape Capsule back to the last station."

I didn't know I had one of those on board. Very Good To Know!

@ Mr_Blastman :: "Join open. It is fun. Lots of nice people and when you get tired of them, you can shoot at them too!"

I am looking forward to that ... nice people to shoot at :D

@ FalconFly :: I'd never count on a loan... No insurance = extreme Risk

Best advice I got was to have insurance, but I often had just that amount. I will now increase that by a wide margin. I read somewhere else that that person keeps at least 2x the amount of insurance needed. That could be real important if one has to use their Escape Capsule two or more times in a short time span.

EDIT: Thanks again ... reps to all
 
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