Is your rare material infused black colored laser covered by standard insurance as well?
I hope not.
Well, at least insurance for upgrades on the modules should be superexpensive and not be covered by standard rate. I would suggest something like 150% of the module cost for upgraded modules added on top of the whole claim. Essentially, upgraded modules would be replaced for full cost and then some.
Why?
Having to farm all the things needed for the engineered module won't make the game more fun or enjoyable in my opinion.
While I understand that from a lore point of view having to get a new modified module after a ship destruction, I don't think that this would work in the game in it's current state.
it would be kinda weird to do everything all over again everytime you died..
Would add some real consequences for death. I think I would quite like it to be that way.
Insurance guy: "So you had a mishap and wish to claim on your insurance policy?"
Dude in Remlok: "Yes please, I got bounced by a pirate and couldn't fight it off"
Insurance guy: "First of all, was your vehicle modified in any way?"
Dude in Remlok: "Well I had upgraded the lasers with some stuff I found on a planet, does that count?"
Insurance guy: "I'm afraid unauthorised modifications void your warranty... and isurance policy, goodbye."
Would add some real consequences for death. I think I would quite like it to be that way.
Agreed. It seems unlikely to be implemented this way, but I like it.
I've corrected that last bit for you![]()
actually, having no insurance on your ship, so you have to pay the full prize OR choosing standard equipment would be fun in my opinion (more tension!) - but i highly doubt something like this will be implemented.
powerplay moduls are covered, even if you are not pledged anymore.
It's the wrong kind of tension, the kind that isn't fun at all. It'd make it so only super-rich people who know how to exploit the hell out of the most profitable parts of the game would ever use the equipment. At least for very long.
That, or people would only use them on cheap tiny ships.
The game already has too many ways to lose ridiculous amounts of money. ('being a trader', 'being an explorer', 'not saving enough for a rebuy')