Currently, pretty much everyone knows that there are situations where selling back modules and blowing up your ship and then buying back modules is cheaper than fixing it. This needs to be fixed.
There are many ways the issue can be approached, but i would suggest FD do the following:
Selling modules to the station cannot be done if modules are damaged. Selling a ship to the station cannot be done while it contains damaged modules or damaged integrity. When you go to sell, any necessary repairs get listed out and factored in.
Total damage repair costs should be capped at the insurance claim amount. You would be notified when "repairing all" that your insurance is covering repairs beyond that cap if you have surpasssed it.
These two small changes would eliminate the advantage of not repairing your ship and using the buy back and insurance as a means to repair your ship cheaper than directly repairing it.
There are many ways the issue can be approached, but i would suggest FD do the following:
Selling modules to the station cannot be done if modules are damaged. Selling a ship to the station cannot be done while it contains damaged modules or damaged integrity. When you go to sell, any necessary repairs get listed out and factored in.
Total damage repair costs should be capped at the insurance claim amount. You would be notified when "repairing all" that your insurance is covering repairs beyond that cap if you have surpasssed it.
These two small changes would eliminate the advantage of not repairing your ship and using the buy back and insurance as a means to repair your ship cheaper than directly repairing it.