That's enough money to start off with a good ship.
Bought a clipper on Sunday night with 30mil left to spec it out.
its lovely. You will have a good ship no probs. however I am currently combat orientated and it's close to a vulture with that cash. I am combat zoning and earning similar an hour to the vulture a bit better I suppose and getting better all the time. Spending the cash on upgrades. I like it that way buy a ship then play to upgrade it. Loving the feel of it. Just wish I could turn off the dash and cockpit lights as they are a pain for me. It's a learning curve with the smaller shield but lots of power to play with. I love it.
Don't know if this setting may be of help
