@Aris Tarkus
And that probably explains why some are so opposed to anything that may reduce their credit balance.
However, in the past, FD have always given opportunity to earn credits, so maybe the fear.that some people may fall behind in some way... is unfoumded.
And that probably explains why some are so opposed to anything that may reduce their credit balance.
However, in the past, FD have always given opportunity to earn credits, so maybe the fear.that some people may fall behind in some way... is unfoumded.