How much loss do you have?

After a view weeks pause of playing ED, I started today again a bit and watched my board computer... There I noticed that I have in total 279m Cr., but I earned 300.7m Cr. overall by exploring and trading (0 fighting).
Around 11m Credits (or 3.6%) are lost - I guess for fuel, repair and maybe other things.

It seems a bit high to me since I only got 7 ships back by insurance (1.9m in total) and just 25k penalty (when I tryed to land drunk :D)

How much did you lost? Is it normal?
 
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