How/Where do you buy insurace?

Also are the guns you buy insured? Can you either explain or point me to a post that does?

For instance , I have a sidewinder that I put gimballed lasers on and they are not very good (after the patch) Could I get myself blown up and buy different weapons with the insurance money or am I stuck with my under powered weapons system now?

Sorry, I am sure this has been answered before, I must have missed it.
 

Yaffle

Volunteer Moderator
Game insurance is not like real life.

You just pay the excess, not the premium. You already have the insurance. The excess is 5% of the ship's hull plus 5% of the kit you've put on.
 
So the insurance is part of the initial cost, in other words it is included at time of purchase even though I do not see it on my invoice :)
 
You just have to make sure you do not spend all your money and have enough left to pay for the 'old load out' or what it's called.
 

Yaffle

Volunteer Moderator
So the insurance is part of the initial cost, in other words it is included at time of purchase even though I do not see it on my invoice :)

That's it.

I think the "lore" explanation is that it comes with your Confederation of Pilots (or whatever it's called) membership.
 
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