I usually don't bother with loot, mainly because I'm either flying a Viper or a Python. My Viper build doesn't have a cargohold and the Python used to be a PITA to scoop with (haven't tried since its scoop was improved, but given the rare case my cargohold isn't full, I'd only consider scooping if the cargo is at least 100k and I'm on my way to an outpost anyway - it's not worth the scooping effort and the time for a detour most of the time though).