Insurance changes

[SUPPERTROOPER]

Hey guys,
I was just thinking of an insurance change when loosing a ship. I was thinking they could give u the option to sell one of your ships to cover the cost of an insurance payment if u don't have the credits there and then. I was in a combat zone with my anaconda and it got blown up...fair enough. I had enough to pay for the insurance on that instance but it left me with no cash, I was flying back to my home base to sell a ship that I owned and to do some trading to earn more coin but I was introdicted and first thing that happens is they take out my thrusters so I can't run and eventually lost the new anaconda. I had the money to cover the cost of insurance for a new one but It would have required me to sell another ship that I own, now I have no anaconda of witch I put a lot of effort into acquiring and I am back to where I started 3 months ago when I would have been able to pay for it if the option was there.... just a thaught

Let me know what u think

 

[coca_fr]

-1 [down]

There is so much to develop. This would waste time development.

You have to be carefull and know you can loose your ship if you don't have the money...

I only had a rebuy for my Anaconda... so i got out with my FDL, Vulture, Python instead... After earning a little millions i got out with my engineered Anaconda and i could see it was strong enought to face 3 ships at same time.
Now i know my risk is little but it's a strong war battleship.

For those who had a fresh new Anaconda and go straight Bounty Hunting with it, it's suicidal... You should always make a trader out of your big ship before going for more risk, so you can outfit it for combats.

I learned that lesson when i went for bounty hunting with my trader Python... I got blown up after trying to flee the fight... But of course i had the money for rebuy.

Risk is part of the game !

It's already Elite Mostly Armless, don't make it Elite Riskless

 

[Gunnet]

Makes perfect sense. It really should be the same with modules in storage. Let people liquidate as many of their assets as necessary if the ship they want to rebuy is more valuable to them then those assets.

 

[deathmagnet]

Hey guys,
I was just thinking of an insurance change when loosing a ship. I was thinking they could give u the option to sell one of your ships to cover the cost of an insurance payment if u don't have the credits there and then. I was in a combat zone with my anaconda and it got blown up...fair enough. I had enough to pay for the insurance on that instance but it left me with no cash, I was flying back to my home base to sell a ship that I owned and to do some trading to earn more coin but I was introdicted and first thing that happens is they take out my thrusters so I can't run and eventually lost the new anaconda. I had the money to cover the cost of insurance for a new one but It would have required me to sell another ship that I own, now I have no anaconda of witch I put a lot of effort into acquiring and I am back to where I started 3 months ago when I would have been able to pay for it if the option was there.... just a thaught

Let me know what u think

I was actually got on this thread thinking, "great.. another cant cover insurance, salty tears, ED's 5% sucks thread" but you actually make a valid argument. If you have the assets..why not.. +1 CMDR!

 

[Lucius-Darcia]

Sry but since we have ship transfer, you would have been able to sell one of your ships BEFORE leaving the pad without enough money. Ypu could have also taken a cheap taxi (-Hauler) at the starport where you respawned after your first rebuy.
It is completely your own fault for flying without insurance. There were more than eough possibilitys to avoid this situation. There is no need to ask for such a mechanic since it is already there. Also even than the next one would complain because he didn't had enough insurance.

Don't get me wrong, i was also flying without insurance a few times. But i was clearly knowing what i was doing there and would have neer asked for anything if would have lost than my ship.
Plan your steps carefully before taking off, next time you won't do that mistake Until than, fly safe cmdr and o7

 

[SUPPERTROOPER]

I understand going into combat zones is careless in a brand new ship but I had upgraded it a little bit and I did have the cash for insurance if I lost it, I did and I used my cash to pay for it, it was when I was heading back to my home base that I lost the seccond one, I had the ASP there that I was going to sell but I had engineered components that I wanted to strip from it first, considering I lost the second one of the option was there to trade in that ship to keep the anaconda then I would not have hesitated selling it

I think it would save a lot of people the hours they have put into the game getting where they want to be if they could just trade in a ship they own to cover the cost,s for recovery, even if you didn't get back the difference it would still be a win win.

 

[MickyG1982]

I understand going into combat zones is careless in a brand new ship but I had upgraded it a little bit and I did have the cash for insurance if I lost it, I did and I used my cash to pay for it, it was when I was heading back to my home base that I lost the seccond one, I had the ASP there that I was going to sell but I had engineered components that I wanted to strip from it first, considering I lost the second one of the option was there to trade in that ship to keep the anaconda then I would not have hesitated selling it

I think it would save a lot of people the hours they have put into the game getting where they want to be if they could just trade in a ship they own to cover the cost,s for recovery, even if you didn't get back the difference it would still be a win win.

I can see why it could be an option, for convenience, but you do have the option of selling vessels from literally any starport in the game that has a shipyard. There really wouldn't have been a need to leave to sell off your assets.