Insurance ideas

Safe

S
There seems to be a lot of discussiona about insurance and people quitting after losing their stuff (after flying without insurance). Here's some ideas, what do you think?

1) Current system: Player has to keep an eye on what is their rebuy (insurance cost), if they fly without enough credits for rebuy = bankrupcy

2) Keep Current system, but show a warning dialog for example when you are about to launch from station: "WARNING! Your account does not have enough credits to cover insurance/rebuy cost. Are you REALLY sure you want to take off?"

3) Raise all module/ship prices 5% so they include insurance. No more worrying about rebuy cost as individual ships/parts insurance is paid for and taken care off.
 

Feldspar

Feldspar
Number 3 doesn't scan, you'd only pay once and then you could boost into the back of the station as many times as you want without paying more for your stupidity.
Number 2 should maybe be an option you can turn off.
 

Tall_Toot

Tall_Toot
Knowing the way real car insurance works IRL for example, we're getting a pretty good deal. No premiums every month but you get a 95% guaranteed return of value, no increasing premiums as many claims as you like.... although they don't reassess their liability every time you drive, I'll give you that.

And have you ever tried to get the council to admit liability when their negligence is responsible for the damage?

Just read 'Space Station' and 'bug' into the last sentence and you'll realise it's just like real life........:cool:
 

Kayweg

Kayweg
Will change nothing but the titles of threads.
"Phone rang, missed insurance warning....XX millions lost, insurance system stinks" or
"How to turn off the annoying warning everytime i undock".
Besides, people KNOW they're undocking without insurance.
The problem is recklessness and arrogance....."i got this, the AI can't hurt me".
And then the AI comes back and serves them their butt on a plate.
 

micky1up

Banned
micky1up
Kayweg said:
Will change nothing but the titles of threads.
"Phone rang, missed insurance warning....XX millions lost, insurance system stinks" or
"How to turn off the annoying warning everytime i undock".
Besides, people KNOW they're undocking without insurance.
The problem is recklessness and arrogance....."i got this, the AI can't hurt me".
And then the AI comes back and serves them their butt on a plate.
Click to expand...

the system is fine as it is just be more alert to what your doing " im driving towards a brick wall i will lose everything maybe my car should flash a warning sign about this huge brick wall maybe i should stop? hmmm nah its the cars fault for not flashing a big sign saying brick wall"
 

Kayweg

Kayweg
micky1up said:
the system is fine as it is just be more alert to what your doing " im driving towards a brick wall i will lose everything maybe my car should flash a warning sign about this huge brick wall maybe i should stop? hmmm nah its the cars fault for not flashing a big sign saying brick wall"
Click to expand...

I am sorry, but if you mess around in that glove compartment so long that you miss approaching a brick wall, you should let the wife drive. :)
My point was, that these players ran into the brick wall with seeing eye.
Look up the threads, people knew they weren't insured.
 
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xaisis

xaisis
Keep it as is.

If we change it, we will miss out on all the posts on the forum... "rage quiting cos the DC is a tool.. miau miau miau"

I would rage quit the forum cos it was too boring >.<
 
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