Insurance - No Ordinary Viper, 007

[Jackie Silver]

Here's a fine looking "A" Viper. Ain't it pretty?



The special thing about this Viper is that earlier today (after reading Yet Another Insurance Thread) I decided to buy a basic Sidewinder and bootstrap my way up without touching any of my existing credit balance.

It took about an hour to get that ship (by way of an Eagle for a short while) and then a few more hours to fully upgrade it purely off the profits of bumming around in RES, CZ and the occasional SS killing things.

Set up as it is it can bring in about 500,000 credits per half hour trip (ish, maybe less) to a RES before needing to rearm.

It's really not difficult to get back into the game if you should happen to lose everything.

But I'll never have to, for two reasons; firstly, I never fly without hefty backup insurance (naturally!), and secondly, I've already done it: I'm going to leave this Viper exactly where it is and if by some catastrophe I lost everything else, well, here it is... my alternative insurance policy*.



*yeah, I know, I could just have bought a new ship outright and left it lying around instead. It wouldn't have been as much fun or much use as a demonstration but it's probably more practical.

 

[DrakeAurum]

+Rep, nicely done - and yeah, this is pretty much my backup insurance scheme too. In my case I have a decently-specced Vulture sitting in a system not too far from the starting zone. It doesn't have to be anything that expensive, though - the example Viper would work just as well, or a decently-specced Cobra or T6 for those who prefer trading or exploring.

 

[Pendra]

Nice, update the thread when you get up to an Anaconda from zero. I don't recall any Viper player crying about insurance.
In any case, insurance threads are so lame. I can sum them all up to this:
"Guys, I'm impatient, dumb and suck at flying. PITY ME!"

 

[Deadlytaste]

idk but why is that a insurance? If you buy/fly the same ship and get killed did you not have paid the cost of that ship anyway. Or is your concern that if you lose a better ship you still would have an extra Ship left to be useful?

I don't really get this. Maybe I am just mental.

 

[DrakeAurum]

idk but why is that a insurance? If you buy/fly the same ship and get killed did you not have paid the cost of that ship anyway. Or is your concern that if you lose a better ship you still would have an extra Ship left to be useful?

I don't really get this. Maybe I am just mental.

It's called not putting all your eggs in one basket. If you don't have all your assets invested in one single ship, then you can never lose all your assets in one single unfortunate moment.

 

[Rich Bramwell]

There are those bad days when you just cannot fly through a system let alone a letterbox and accidents will happen, plus Rep because this it what i have done too, just with an FDL instead. Loose my favorite Python to an accident or a couple of bugs and I have that, my Anaconda just trades and is maybe going to explore when it gets a little older and wiser.

 

[Deadlytaste]

It's called not putting all your eggs in one basket. If you don't have all your assets invested in one single ship, then you can never lose all your assets in one single unfortunate moment.

ok but if you have enough Cr left, for the insurance why even bother? I mean you could let that expensive ship rest and go farm some millions just in case, and voila you ain't need a second at anymore

 

[CaptainKremmen]

It's called not putting all your eggs in one basket. If you don't have all your assets invested in one single ship, then you can never lose all your assets in one single unfortunate moment.

Exactly. I have a nicely specced Type 6 sitting dormant at one end of a lucrative trade run. It's my backup insurance policy.

I did that quite some time ago; it's now no longer my only backup plan. These days, I've got a spare A-spec Vulture stashed somewhere distant, and the odd explorer-fitted Type 6 on ice as well.


If I ever wake up on my keyboard with a blinding hangover and 0 CR, I'll take a Taxi Sidewinder to one of these ships, and get busy!

 

[Deadlytaste]

I once had misclicked on the 0 cr sidewinder instead of paying my insurance. The Rebuy did cost me. #sadface

 

[Flankhard]

It's called not putting all your eggs in one basket. If you don't have all your assets invested in one single ship, then you can never lose all your assets in one single unfortunate moment.

Having multiple ships that fill different roles or just as part of a collection makes sence, but as backup insurance - not so much. If you have an "unfotunate moment" and come up short on the excess, you would have been better off if you sold one of your extra ships in advance. Maybe in the future we can free up extra assets to pay the excess though.

 

[DrakeAurum]

Having multiple ships that fill different roles or just as part of a collection makes sence, but as backup insurance - not so much. If you have an "unfotunate moment" and come up short on the excess, you would have been better off if you sold one of your extra ships in advance. Maybe in the future we can free up extra assets to pay the excess though.

If a player's going to run close to the wire and inadvertently go out without an adequate insurance margin, they'll do that regardless of their current assets - it will just mean that they bought that one extra upgrade a little sooner, or went with the higher-value item for their cargo run.

Having part of their assets tied up in storage means that they can't lose it all, even if they do get careless.

Of course, the sort of player who takes such precautions is probably the sort of player who doesn't fly without insurance in the first place, but maybe a few can avoid a total loss this way.