Had an idea while writing another post, and figured it would be something fun to toss out into the community waters and watch the Parana's have at it.
Insurance Options.
Have a (togglable) option to allow either:
A. The current method, where you pay in full when you need to rebuy your ship.
B. Insurance percentage deducted from your day to day activities. (like how they repay loans)
Method B would give you a running balance that would total in the background until you wreck your ship.
If you have saved up enough to cover your ship, you get your ship back and it uses that background balance.
If you don't have enough to cover it, it falls back to method A.
A reasonable number would need to be found for that percentage, but this way, you can choose which method you want to use, and that way if you have an 'incident', and you happen to be low in your current balance, your still covered. Also, you can check this insurance balance on the stats screen.
Details:
Option: Perhaps on the systems options panel?
"Rebuy Percentage" options: (0%, 10%, 25%) (0% is the default)
0% Saves no funds into the insurance balance.
10% Saves 10% of your earnings into the insurance balance.
25% Saves 25% of your earnings into the insurance balance.
Function:
On The Status Screen Under Insurance:
Incidental Insurance Funds: 0 (number of credits saved for insurance costs)
Use:
On Ship Destruction:
The amount used from the Incidental Funds are used against your rebuy costs first before
other methods are applied, then all other methods work as current.
Notes:
This is only for insurance cost only, it will not pay for criminal activities or be usable for other needs.
Argue. ahem, I mean, Discuss.
Thanks.
Insurance Options.
Have a (togglable) option to allow either:
A. The current method, where you pay in full when you need to rebuy your ship.
B. Insurance percentage deducted from your day to day activities. (like how they repay loans)
Method B would give you a running balance that would total in the background until you wreck your ship.
If you have saved up enough to cover your ship, you get your ship back and it uses that background balance.
If you don't have enough to cover it, it falls back to method A.
A reasonable number would need to be found for that percentage, but this way, you can choose which method you want to use, and that way if you have an 'incident', and you happen to be low in your current balance, your still covered. Also, you can check this insurance balance on the stats screen.
Details:
Option: Perhaps on the systems options panel?
"Rebuy Percentage" options: (0%, 10%, 25%) (0% is the default)
0% Saves no funds into the insurance balance.
10% Saves 10% of your earnings into the insurance balance.
25% Saves 25% of your earnings into the insurance balance.
Function:
On The Status Screen Under Insurance:
Incidental Insurance Funds: 0 (number of credits saved for insurance costs)
Use:
On Ship Destruction:
The amount used from the Incidental Funds are used against your rebuy costs first before
other methods are applied, then all other methods work as current.
Notes:
This is only for insurance cost only, it will not pay for criminal activities or be usable for other needs.
Argue. ahem, I mean, Discuss.
Thanks.
