Insurance Premiums

[Sapient6]

It's the Pilots Federation.

They have been paying our insurance premiums.

Don't worry overmuch about what you owe them, they already know. Some day they will call you and ask you for a favor. You will perform the favor.

 

[SlackR]

ppl like the OP wants to kill this game with making it too realistic

That's right ... I spent €200 in alpha and bought a dk2 and a 3k rig just to play Elie with in the hope that they add realistic insurance premiums and the game, company and life as we know it collapses!

- drama queen

 

[daan2002]

drama queen

im not the one overly thinking about a how insurance will work 1000 years from now

 

[CMDR Sheehy]

im not the one overly thinking about a how insurance will work 1000 years from now

Well, if it's anything like today's insurance, it's a rip off.

 

[SlackR]

im not the one overly thinking about a how insurance will work 1000 years from now

I'm telling you strap a rift to your head and take your ship for a spin... You care because you're there!

 

[Cmdr Pli55ken]

Well, if it's anything like today's insurance, it's a rip off.

Well, actually that would be an explanation.
Seriously: If the shipyards/module sellers are ripping us off (say, they are selling their stuff for 100 times what it costs them to the commanders), and the insurance company gets to buy the 'replacement ships' at cost (or lets just say twice the cost so the shipyards make some profit on that, too), then the insurance companies do make a hefty profit given the current system (about 250% in this example - which should cover the occasional commander who defaults on his loan)

There, howzat for game logic?