Ok, ok, I understand this is all about danger but just wondering whether it was possible to enjoy the galaxy without the risk to die and lose precious credits. Just that
Actually, yes it is. Outfit a ship for exploration, head out beyond populated space, and once you're a couple hundred light years out, your only worries will be getting cooked by inattentively fuel scooping, or very occasionally jumping into a close binary system and getting stuck between two stars.
Other than that, you can journey out, discover strange new worlds, explore the galaxy's spleandour, and collect lots of valuable astrogation data to sell off when you return to 'civilised' space.