Honestly I think they need to make it where you don't lose your bonds or bounties when you are destroyed. Instead, have most of your bonds or bounties automatically used for insurance cost and what's left over can be claimed. Because why is it that encoded data and materials survive upon being destroyed, but the bonds and bounties don't? It just doesn't make any sense. The thing about the computer that holds your bonds and bounty information gets destroyed when the ship is destroyed no longer makes any sense now since encoded data and materials is on your ship too.