Lower Insurance Costs as a RL money purchase?

I know that founders and others get a lower insurance premium (i assume this might be extended to cargo too when that insurance comes out), which gives them quite a big advantage in the game. i only wish i'd known about the project at the outset, Elite was one of my favourite games way back when!

Any plans on adding it as a purchasable extra? I for one would be happy to pay an additional sum of real life cash to obtain that benefit, and it could bring in some extra cash for the devs too, as long as it's sensibly priced.
 
Heck, I'd pay for this! It'd be nice to not have to shell out a half-million if my game goes crazy and throws me into a sun like it's wont to do at times.
 
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