I am quite new to the game ( I have owned it for ages but only started playing around Christmas time).
Anyway after a bit of a grind I managed to acquire enough credits to buy a beluga liner.
I didn't even get it out of the station.
I launched, as I was flying to the exit a liner started coming in, so I got out of the way (obviously). Tried again and a type9 started heading in so again I got out of the way. Next thing I know a loitering timer started, oh ........ . I went for the exit, got out of the door and bang I got destroyed. I didn't have enough credits for the insurance (lesson learned). So 84 million hard earned credits gone in a flash. I very nearly rage quit. Next day I thought to myself no I will not accept that. Got into my sidewinder and earned 40 million in two hours. And today I am traveling 22 thousand lightyears in a dolphin. Loving this game.
Well done picking yourself up, you'll laugh about the money later.