My ship was nearly destroyed by some ace NPC pilot, but I was just able to escape. I have earned about 2,000 credits so far with a delivery, but the repairs on my ship will cost almost my entire bank. Is it worthwhile to just suicide and respawn (presumably with a new ship?) or should I suck it up and pay for the repairs? Do I need to buy insurance somehow before I do the respawn or will I be granted my same newbie sidewinder that I was given when I started the game?