My intention was to start playing like this recently. Meaning if I die, I do not use insurance even if I
have the credits for it!
I've been doing the whole self enforced Ironman mode since launch with 10+ wipes since then, but with the recent extra grindynesss, I've considered ways to "up" the risk factor without losing the reputation grind. (*cough* Naval ranks for Clipper...*cough*)
Deleted my save a couple of days ago, and so far I have been experimenting with "Economical builds". (C rating equipment for everything except FSD and Power distributor)
For the first time since gamma/beta my credits spent on ships, is higher than credits spent on outfitting.
