NVIDIA NVENC issues while streaming?

So, understandably some people are having general FPS issues. FPS for me isn't amazing but can still get a decent 40-60fps in new busy areas (Playable). My question is, has anyone else who streams using an nvidia gpu with a new NVENC chip (I'm currently using 2060 Super) noticed horrible frame issues/encoding issues through OBS but frames hold well in game? 40-60fps in game, while OBS delivers around 10-15fps.
Have tried the obvious things, lowering quality to ease encoding etc but nothing seems to work. Wondering if it's a general issue or a me issue.
 
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