Just as I was feeling pretty confident, having survived last week unscathed, and the day after FD refunded everybody's insurance payouts, it happened. I was running a couple of cargo hauls in my aspx when I got interdicted and absolutely destroyed by a deadly clipper armed with impulse weapons (whatever those are). The insurance payout was "only" 1 1/2 mil (I remember when that seemed like a lot of money). Anyway, jumped in my FAS and went to a hires and made 2 1/2 mil to make up for it, so I'm good now, plus I'm now an "Ensign", whatever that is. For some reason, a couple of fines appear every time I start the game (for the failed missions), but the disappear after a few minutes, and I went to try to pay them off but couldn't. I suppose this is a glitch and will just go away eventually.