Question about Insurance in ED Lore

From what I've been able to read here, the Pilot's Federation loans you the money for your first Sidewinder. Are they also the insurance underwriters for the game?

It's probably a dumb question, but does anybody know who we actually pay the insurance money to "in-game"?
 
Originally the idea was to have multiple options for insurance and credit providers but this got dropped for the initial launch. I think that now insurance is either provided by the Pilots' Federation or by the Bank of Zaonce.
 
Originally the idea was to have multiple options for insurance and credit providers but this got dropped for the initial launch. I think that now insurance is either provided by the Pilots' Federation or by the Bank of Zaonce.

Bank of Zaonce? Yet another little bit of game lore I will have to go and explore. Thanks for that, Commander!
 
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