Rebuys vs ship hangar- how do you balance them ?

[ElectricFactory]

Just wondering how others balance their credits- how much appropriated for insurance/ rebuys, how much appropriated for the ship hangar, outfitting, upgrading etc ?
For myself I keep an $800M cr rebuy/ insurance reserve and $1B pool for new stuff- new ships, module upgrades etc.
What's your rebuy/ new ship credit saftey margin ?

 

[Borko]

I keep $900-$1b in ready credits; it's not earmarked for anything in particular (I stick to solo so rebuys are rare). The rest of my stash -- another $3b or so -- is tied up in ships and modules. Heavy on the first.

 

[rrobes]

If you play for a while, CRs lose their meaning.

I only keep 6 ships (refuse to engineer any more, Cutter, Corvette x2, Python, Cobra, DBx is all plus a bunch of modules). I have 6.3 billion in cash.

Use the large ships, you will make whatever you want.

 

[War Eagle]

You are all making me feel bad, not made a Billion yet
Getting there 875mil. +8 ships.

 

[Shiro Akai]

10 ships atm, another 10 in plans (rebuying ships I owned, want to add them to my mothballed collection). 1.2B in cash, 500M in modules. I feel pretty covered with rebuys but my general rule is:

safety margin = ship rebuy *10 + (earn at least 1 rebuy a session)

Above gives me easy sleep while flying and I try to make at least enough to cover my rebuy without using safety margin money. But since I already have 1.2B and not going into activities that are rebuy hungry I don't have much to worry about.