Even if retracting hardpoints forced a reload, I'd be down for that. Being able to double tapping the 'deploy/retract hardpoints' key to force the weapons to go through a full reload cycle (unless the magazine was fully loaded) would be very nice imo.
I waste so much frag ammo on half clips, because if the clip isn't full, frags DPS is pants.lol
So if they don't all fire off, I fire the remaining in to space before the empties can reload, to make sure my next pass has 3 shots on all guns.
My idea was to make the autoloader effect apply to retracted hardpoints, meaning you have to wait a bit for the "magazines" to fill up instead of a forcing a reload cycle by just "cocking" your hardpoints with a double tap on the toggle. More tactical and balanced in my mind.