Update Reverted insurance changes in Gamma 2.06

[Antmax]

It's 25% off of the full insurance price. So 25% off of 5% rate of insurance that is put on all your ship including modules. At the start of release I saved about 10k in insurance on a 60ish k insurance rate. So it got knocked down to about 52k.

 

[Antenociti]

So, I am sorry to come in-between the usual fanboy vs. realists debate, but I have a question regarding the Insurance.
It's quite simple:

How does it work exactly?
Do I pay 25% less for my ship when I rebuy it after it's been destroyed?
Are there any insurance policy options that I should check?

And what is this loan that is mentioned when you rebuy a ship? How do you repay it?

its 25% of the portion of money you pay to recover your ship and modules...

i.e. its a 25% discount on the 5% cost that you pay yourself, in other words 1.25% of that last 5%, making your insurance discount 96% (rounded down) if you were in beta and 98% if you were in alpha.

so, really isnt a big deal either way.

(Cant believe people are still crowing over this)