This doesn't sound normal. My 3090 rarely gets above 75 even when benchmarking.
My 5800X on the other hand... Watercooled and I had to limit the max power draw to keep temperatures below 90.
Interestingly, once I'd got the settings to keep the temperature to around 70, the performance improved (even though it was then theoretically power limited).
My 5800X on the other hand... Watercooled and I had to limit the max power draw to keep temperatures below 90.