Server side Bank of Zaonce

Would implementing a server side bank so players can ask for a loan from the bank to buy a new ship or upgrade.

Players who are in the black get a small amount of interest every month but if you are in the red they charge interest, every transaction with the player could pay of x amount of interest until back in the black.

Players could transfer credits to other players as long as the credits would not take the player in the red and only after x amount of time so to stop players creating new cmdrs and transferring the 1000Cr to another cmdr time and time again.

If you get to far in the red and you are not making enough money the bank might send 'representatives' to obtain money from you, or might put a nominal bounty on your head, this would not erase your credit balance it would stay in the red.

I used to love Starflight's banking system where you could deposit credits and withdraw credits should you need it each time you got a small amount of interest but thinking on a ED scale it would implement a institution that is in Elite of sorts but we have no dealings with yet. Imagine a new class of Hunter 'Debt collectors' ;)

Thoughts?
 
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