ship destoryed... quck question

You pay a bit insurance to get your ship back, and lose what you were carrying. Credits and everything, like rep, and rank remain.
 

rootsrat

Volunteer Moderator
This is strange and it's a bug if it didn't happen for a reason. Are you sure that you did not re-buy some of the equipment you've had installed on your ship?
 
Like ste said.
Ship have different insurance price and the price augment as you add higher class gear.
So for say you have a sidewinder, by default the insurance is 1600cr for the stock ship, if you add new canon, shield etc the price will go up, mine ended up costing 3.2k cred.

You do not loose your money but if you dont have enough to repay your insurance, it'll draw on a loan box (dont know how to call it) and you'll get back with only 1k credits.
Think you'll have to repay the loan in some way, unsure on this.
 

rootsrat

Volunteer Moderator
The fraction of a loan is paid each time you make profit in game, i.e. the profit is divided - majority goes to your account, but some of it will go towards the loan until it's fully paid off. I don't know the exact percentage values though.
 

rootsrat

Volunteer Moderator
Yes, you loose everything, apart from the money. That includes any exploration data you had stored on your ship and didn't sell yet.

You can rebuy your modules, but not the cargo.
 
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