No lets now brake the game for pirates even more...
its not about breaking the game, its about making the game as believable as possible and I cannot imagine a scenario in the future where a person causing an incident is NOT held accountable - once they are caught!.
and pirates do NOT equal ship destroyers.
as for psychos... screw em, I want the game to be as hard on them as it possibly can be. They offer nothing positive to the game (imo of course) and the game should be unforgiving on them, just like society is.
If they want to live by the sword then they should be more than happy to die by it.
As for the logistics of finding fault however... that is a whole different issue and for things which cant be done fairly or mostly accurately, then I guess the status quo will remain.