If it is like this already then I apologise but..
I really like the insurance idea, it is a great way for a player to assess the risk/reward of what they are doing but shouldn't it be more like real life.
I would suggest that every time you loose your ship, your rebuy insurance should go up as you are assessed as a greater risk to insure. This might have an interesting effect on players who have made lots of credits and think they can risk everything with no consequence.
No one likes a careless driver.
Mesolithic.
I really like the insurance idea, it is a great way for a player to assess the risk/reward of what they are doing but shouldn't it be more like real life.
I would suggest that every time you loose your ship, your rebuy insurance should go up as you are assessed as a greater risk to insure. This might have an interesting effect on players who have made lots of credits and think they can risk everything with no consequence.
No one likes a careless driver.
Mesolithic.