The 'game' does NOT tell what the insurance will cost when you are looking to buy it!

[Asyliam]

Yes we do know what percent our insurance is at. You just shift your bloody status tab to where it displays your ship insurance amount. It's on the right hand side and cleary visible and readable. Right now for me it reads that Ship Insurance is 96%, which means I have to pay 4 % of my current ship cost to get my ship back. So I bump it up to 10 or 15 to be sure I can afford my modules again, and go with that. It's not rocket science, it's common sense.

Wholeheartedly agree, go with 10% and you can't go wrong, would give you rep, but got to spread some around first. so for now +1 rep

 

[Hethwill_Khan]

This game really needs a default on option that deducts the insurance cost of your ship from your current available credits. The only way to not have insurance available is to manually toggle the setting off.

No no. I want the game to deduct 5 times my insurance ! Why make it only 1 when we can have 5 ? ... oh wait... nevermind, just did it. Noticed my total credits and it is 5 times the full insurance.

( no joke ! but buying Insurance packs for the future mishaps, especially for those focused in combat, would be interesting and yes, pay in advance )

 

[Asyliam]

I think some people are forgetting its not really insurance you are paying, that is covered when you buy your ship, what you are actually paying is an excess, just like real life my insurance company will not let me pay my excess up front.

 

[ash73]

Would be good if there was an option to put the insurance excess in escrow, just to avoid temptation.

 

[bullfrog]

If you mean when you already lose your ship and the insurance screen comes up, you can't see the cost? That is a bug/glitch. The best thing to do when that happens is don't buy it. Shut the game down and restart it. The insurance screen should be back to normal.

This is potentially misleading, the best thing to do is not to do anything, dont interact with the insurance screen at all, just press escape or alt F4 to leave the game without choosing either to pay or not to pay. Then restart the client and it will offer you the same screen again and it should be refreshed and easy to read.