Being new Im still in a sidewinder and understand the rebuy process for that ship. But as of today I understand that its 10% for any other base ship and an additional cost of 5% for any additional modules if you choose the module option. Why then when looking at other new ships I see that the insurance or rebuy is only 5% and that the federation covers 95% of your ship? I also know that its good practice to have doubled or tripled that rebuy amount in your total credits.